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ACA
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ACA
Short-Term
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Supplemental
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+1 (833) 402-7767

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Health & Life Insurance Pros, 14225 Dayton Circle Suite 5, Omaha, NE 68137 | Privacy Policy | Cookie Policy | Terms & Conditions | Disclaimer

MEDICARE DISCLAIMER: We don’t offer every plan available in your area. Right now, we represent 5 organizations offering 26 products in your region. For a complete list of all your options, visit Medicare.gov, call 1-800-MEDICARE, or contact your local State Health Insurance Program (SHIP).

The Medicare plans we represent include PDP, HMO, PPO, and PFFS plans that work with a Medicare contract. Your enrollment depends on the renewal of the plan's contract. Remember, you can only sign up for health insurance at certain times. This includes Special Enrollment Periods (SEPs) and Initial Enrollment Periods (IEPs). Medicare Supplement insurance plans are not connected to the U.S. government. They are also not endorsed by the Medicare program. Our services are independent as well.

The benefits shared are specific to the 2025 plan year. Not all plans offer every benefit mentioned, and the details can vary based on the carrier and location. Deductibles, copays, and coinsurance might apply, as well as limitations and exclusions. $0 premium plans may not be available in all areas, and you’ll still need to pay your Part B premium.

HEALTHCARE.GOV DISCLAIMER: This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the Federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov.

SHORT-TERM DISCLAIMER: Short Term health insurance plans are not qualified under the Affordable Care Act. They do not include new benefits, rights, and protections under the ACA, and are not considered minimum essential coverage. Short-term health insurance plans are limited in duration, and you will stop receiving benefits when the plan expires. Plan duration and whether you can renew or buy a new plan after plan expiration depends on the plan you choose and the laws in your state. If you are accepted for an additional term under a short-term health insurance plan, the plan's deductible and other amounts reset so that amounts paid (or the satisfaction of conditions) under the initial plan are ignored. Similarly, whether you have pre-existing conditions will generally be determined anew as of your approval under the new application.

IMPORTANT NOTICE ABOUT MEDICAL INDEMNITY INSURANCE: Medical indemnity insurance is not a replacement for health insurance. Medical indemnity insurance pays set cash amounts that can help you in situations such as hospitalization. These insurance plans are not qualified health plans under the Affordable Care Act (ACA or "Obamacare") and do not meet the coverage and benefit requirements of the ACA.

IMPORTANT NOTICE TO PERSONS ON MEDICARE: THIS IS NOT MEDICARE SUPPLEMENT INSURANCE: Some healthcare services paid for by Medicare may also trigger the payment of benefits from this policy. This insurance provides limited benefits if you meet the conditions listed in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for Medicare Supplement insurance.

SMS AND CONTACT OPT-IN: If you start a chat or set up a call, you agree to let a licensed sales agent contact you. They will reach out by email, text, or phone to talk about Medicare, ACA plans, or our other products. This is a solicitation for insurance, and standard messaging rates may apply.

Wegethealthinsurance.com is run by Health & Life Insurance Pros LLC. We are independent brokers and not a federal or state Marketplace website. We are licensed in Nebraska with NPN #10237503. Invitations to apply for health insurance on our website and any of our third party sites, are available only where licensed and appointed.

Last Updated Date: 09/27/2024

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