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What does Prescription Insurance Actually Cover?
Prescription insurance helps cover the cost of prescription drugs, including brand-name and generic medications. It’s an easy way to save on the medications you need!
Brand & Generic Drugs
Covers many prescription meds.
Maintenance Meds
Pays for long-term prescriptions.
Short-Term Meds
Helps with temporary treatments.
Flu Shots & Vaccines
Covers essential immunizations.
Pharmacy Options
Includes mail or local pickup.
Tiered Pricing
Covers generic to specialty meds.

Curious Minds Want to Know...
Here are some important things to know about your prescription insurance plan. If you have more questions, check out Breaking Down Prescription Plans!
What is prescription insurance?
Prescription insurance is a plan that helps lower the cost of your medications so you don’t have to pay full price. It covers many types of drugs, from everyday prescriptions to specialty medications. Learn more about prescription insurance.
What does prescription insurance cover?
It covers many types of medications, including brand-name and generic drugs. Some plans also help with vaccines and specialty medications. Find out more about prescription coverage.
Does prescription insurance cover all medications?
Not always. Each plan has a list of covered medications called a formulary. It’s important to check if your medicine is included.
How much does prescription insurance cost?
Costs vary, but you’ll usually pay a monthly premium, a deductible, and copays for each medication. See a breakdown of prescription insurance costs.
Can I get prescription insurance if I already have health insurance?
Yes! Some health plans include prescription coverage, but if yours doesn’t, you can get a separate prescription plan.
How do I sign up for prescription insurance?
You can enroll during Medicare enrollment periods if you are on Medicare or through private insurers if you need a separate drug plan. Learn how to get prescription insurance.
What are discount prescription plans?
Discount prescription plans help lower the cost of medications, but they aren’t insurance. They give you discounts instead of covering costs. See how discount prescription plans work.
How do I find the best prescription insurance plan for me?
Look at the cost, covered medications, and pharmacy network to find the best fit. Don’t go at it alone. Let us help you compare prescription plans in your area.
Does HLIP offer prescription insurance near me?
Yes! HLIP offers prescription plans in many areas, helping you find affordable coverage that fits your needs. Check availability in your area.











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