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What does Short-Term Insurance Actually Cover?
Short-term insurance covers essential medical needs, like doctor visits, emergency care, and hospital stays. It’s a flexible option to keep you protected during life’s in-between moments!
Doctor Visits
For sickness, minor injuries, or checkups
Emergency Care
ER visits and ambulance services
Hospital Stays
If you need to be admitted
Surgeries
Only for unexpected medical needs
Diagnostic Tests
X-rays, blood work, and lab tests
Prescription Drugs
Depending on the plan

Curious Minds Want to Know...
Here are some important things to know about your Short-Term Insurance plan. If you have more questions, check out Breaking Down Short-Term!
Is short-term insurance the same as regular health insurance?
No, short-term insurance is temporary and doesn’t cover as much as regular health insurance. It’s great for emergencies but not for long-term care or checkups. See the key differences here.
Who should get a short-term plan?
Short-term insurance is great if you’re between jobs, a recent graduate, or waiting for other health coverage to start. Not sure if it’s the right fit for you? See who benefits most.
What are the risks of short-term health insurance?
Short-term plans are great for quick coverage, but they might not cover everything you need.
What does short-term health insurance cover?
It covers things like doctor visits, hospital stays, and emergency care. But keep in mind, it usually doesn’t cover pre-existing conditions or preventive care like checkups. Curious about what’s included and what’s not? Get the details here.
How do I get short-term health insurance?
Getting a short-term plan is simple! You can apply anytime, and we’ll help you find a plan that fits your needs. Ready to get started? Follow our easy guide.
How much does short-term health insurance cost?
Short-term plans often have lower monthly payments (premiums), but you might pay more when you visit the doctor or hospital. Want to know how it fits your budget? See the cost breakdown.
Does HLIP offer short-term health insurance near me?
Yes! We offer short-term health insurance plans in many areas, giving you quick and flexible coverage options. We’ll help you find a plan that fits your needs, no matter where you are. Check availability in your area.
How fast can I get covered with short-term insurance?
You can often get covered as soon as the next day after you apply! Click here to get started quickly.
Can I extend my short-term health insurance?
Some plans let you renew or extend your coverage if you still need it. Find out your options for extending coverage. Schedule a time now with one of our pros!