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What does ACA Insurance Actually Cover?
It helps cover your medical needs, from routine check-ups to major health issues. ACA Insurance has your back, making sure you get the care you need when you need it!
Outpatient Care
Medical care without hospital admission.
Emergency Care
Immediate treatment for life-threatening issues.
Hospital Stays
Coverage for inpatient care and treatments.
Maternity Care
Prenatal, delivery, and postnatal care included.
Mental Health
Therapy and substance use treatment covered.
Prescription Drugs
Essential medications at covered costs.
Rehab Services
Therapy for recovery and daily function.
Lab Testing
Blood tests, screenings, and diagnostics covered.
Preventive Care
Screenings, vaccines, and wellness check-ups.
Pediatric Care
Kids’ health, including vision & dental.
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Curious Minds Want to Know...
Here are some important things to know about your ACA Insurance plan. If you have more questions, check out Breaking Down ACA!
What is ACA insurance?
ACA insurance, also called Affordable Care Act insurance or Obamacare, helps people get health coverage. It makes healthcare more affordable and covers important things like doctor visits, medicine, and hospital stays. You can learn more in our What Is ACA Insurance blog!
What do ACA plans cover?
ACA plans cover a lot of important health services, like:
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Doctor visits and check-ups
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Prescription medicine
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Maternity care (if you're having a baby)
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Mental health care
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Emergency room visits
How much does ACA insurance cost?
The cost depends on things like your age, income, and where you live. You’ll pay a monthly premium and sometimes copays when you visit the doctor.
Can I get help paying for ACA insurance?
Yes! Many people get discounts called subsidies that help lower their monthly payments. Learn if you qualify for ACA Premium Discounts!
Can I keep my doctor with an ACA plan?
Maybe! It depends on the plan you pick. We can help you find a plan that includes your favorite doctors. Start here.
What happens if my income changes after I enroll?
If your income changes, tell us right away! It could change how much you pay each month. We can help you update your info.
Do ACA plans cover dental and vision?
Dental and vision aren’t always included for adults, but there are plans that offer this coverage. For kids under 18, dental and vision are usually covered.
Does HLIP offer ACA insurance near me?
If you landed on this page, it’s likely we offer ACA insurance in your area! Check out where we help people, and let’s find the best plan for you!
Can I change my ACA plan later?
Yes! You can make changes during Open Enrollment or if you qualify for Special Enrollment.