ACA Health Insurance > Break Down > Health Insurance in Wyoming
Health Insurance Wyoming: Your Roadmap to Affordable Coverage
From Cheyenne to Casper—We’ve Got Wyoming Covered.
Hey there, Wyoming neighbor! Looking for health insurance in Wyoming? Whether you're between jobs, self-employed, or just need better coverage, this guide helps you get enrolled and protected—without the guesswork.
Why Should You Buy Health Insurance in Wyoming?
Health insurance isn’t just for emergencies—it’s your first step toward staying healthy and financially secure.
Here’s why it matters in Wyoming:
Wyoming has one of the highest uninsured rates in the country.
Medical costs are higher here than in most states—especially in rural areas.
ACA plans include free preventive care, so you can catch health issues early.
Without insurance, even minor medical issues can snowball into major bills. With it, you're covered.
Types of Health Insurance Available in Wyoming
Marketplace Plans (via HealthCare.gov)
Wyoming residents use the federal exchange at HealthCare.gov to apply for ACA-compliant health plans and financial assistance.
Short-Term Insurance
Short-term plans are available in Wyoming and may offer temporary coverage for people between jobs. Just remember—they don’t cover preexisting conditions and aren’t ACA-compliant.
Medicare
Wyoming seniors and those with qualifying disabilities can enroll in Medicare. Options include Original Medicare, Advantage plans, Part D (prescription), and Supplement policies.
Medicaid (EqualityCare)
Wyoming has not expanded Medicaid, but the program—called EqualityCare—still covers eligible low-income children, pregnant women, and people with disabilities.
Private Insurance
You may also find plans through private insurers or employers. We’ll help you compare all of your options.
Compare plans based on price and benefits with us.
Is Health Insurance Required in Wyoming?
There’s no state or federal law that requires Wyoming residents to have health insurance.
But skipping coverage is still risky. Without a plan, a broken bone or ER visit could set you back thousands—and you won’t get access to free services like checkups and vaccines.
A good health plan can protect your health and your wallet.
How Much Does Health Insurance Cost in Wyoming?
Wyoming’s health insurance premiums tend to be higher than the national average—but don’t panic. Many residents qualify for premium subsidies that bring monthly costs down to as little as $0 to $75/month.
Medicare and EqualityCare have separate cost structures depending on eligibility and coverage types.
💡 Use a calculator to estimate your monthly premium and available savings.
How to Pick the Right Health Plan for You
To find the best plan, consider:
Which providers or hospitals you want to use
Your current prescriptions
Your total monthly and yearly budget
Any upcoming health needs (like surgery or maternity)
We’ll help you weigh the pros and cons of each plan and find one that fits your life.
Our Health Insurance Services in Wyoming
Wherever you live—from ranch towns to scenic mountain cities—we’re here to help you enroll with ease.
Who We Help
We assist:
Freelancers and gig workers
Early retirees and Medicare enrollees
Families and first-time plan shoppers
Rural residents who need clear guidance
What We Offer
We help with:
HealthCare.gov enrollment
Medicaid (EqualityCare) application support
Medicare plan reviews
Private insurance options
Vision, dental, and prescription add-ons
And yes—we offer bilingual support in Spanish.
How to Get Started
Browse your options online or call one of our licensed agents.
Compare plans based on your needs and budget.
Enroll quickly and easily—we’re here to help if you need it.
Getting covered in Wyoming doesn’t have to be complicated.
Most Affordable Health Insurance in Wyoming
Wyoming has fewer carriers than some other states, but there are still solid options to consider:
Blue Cross Blue Shield of Wyoming – The dominant player in the state, with broad provider access and reliable customer service.
Mountain Health CO-OP (in select areas) – Offers competitive premiums and strong member support.
We’ll help you see which plan makes the most sense for you.
Top 3 Most Uninsured Cities in Wyoming
Wyoming’s rural nature makes access a challenge—but here are three areas with higher-than-average uninsured rates:
Gillette, WY – Many self-employed residents skip coverage due to cost concerns.
Rock Springs, WY – Language and income barriers limit enrollment.
Riverton, WY – Awareness of ACA subsidies remains low in rural communities.
We’re on a mission to close those gaps—starting with you.
Final Tip from Your Friendly Guide
Health insurance in Wyoming is your key to a healthier, more secure life—especially when care is harder to access.
Let’s work together to find a plan that keeps you covered and confident.
Just a heads-up! We looked at our own data to figure out the average health insurance prices as of January 2025. These numbers are just meant to give you an idea—your actual quote might be different depending on your personal situation.
Also, our lawyers want us to remind you: this info is general and doesn’t change what’s actually written in your real insurance policy, which can be different depending on where you live. It’s always a good idea to chat with your own trusted advisor if you have specific questions.
This post is just here to help you get helpful info and tips—not to replace real advice. Plus, if we mention anything from other people or companies, just know that’s their opinion, not ours. And remember, not all plans or discounts are available everywhere!